golfguardgtoc - Your Quote

Policy Section	Limit of Cover per person	Excess
A1.Cancelling your trip We will pay for the costs of your trip if you have to cancel because of the unforeseen illness or death of a close relative, or if your presence is required in the UK because you are called up on jury service, subpoenaed as a witness in a court of law, or your home has been severely damaged, or you are made redundant, or you are compulsorily quarantined, or if you cancel after a 24- hour delay.	£5,000	£50 (£10 loss of deposit)
B1. Travel Delay If Your Outward journey is delayed for more than 12 hours: Delayed travel first 12 hours Delayed travel each futher 12 hours Delayed travel total Missing your departure Abandoning your trip after 24 hours	£20 £10 £250 £1,000 £5,000	Nil Nil Nil £50 £50
B2.Personal Luggage If your luggage is lost, stolen or damaged we will pay for the cost of replacement (less wear, tear and depreciation). Your personal belongings Valuables Limit Single article limit Personal belongings delayed in transit for more than 12 hours	£1,500 £300 £300 £150	£50 Nil
B3. Money & Travel documents We will cover you for the loss of money you are carrying on your person or which you have left in a safety deposit box. If you lose your passport we will pay for reasonable travel and accommodation costs incurred in replacing it. Personal money Cash Limt Cash Limit if under 18 Your travel documents	£350 £250 £50 £300	£50
B4. Emergency medical expenses outside home country If you have a sudden and unforeseen accident or illness during your trip we will pay for your reasonable medical expenses and the costs of bring you back to the UK. State hospital stay benefit abroad per 24 hours State hospital stay benefit abroad total	£10,000,000 £15 £600	£50 Nil Nil
B5. Cutting short your trip We will pay for your unused proportion of (i) transport charges, (ii) loss of accommodation, (iii) additional travel expenses that you have paid or agreed to pay and that you cannot recover from any other source following your necessary curtailment of your trip.	£5,000	£50
B6. Personal Liability If you become legally liable for accidentally injuring any person or damaging their property, we will cover you against all sums which you become legally liable to pay and all costs awarded to the claimant or incurred in defending the claims	£2,000,000 per policy	£Nil
B7. Personal Accident Covers you for loss of life, limb or sight that occurs during the trip after an accident. Death Loss of Limb Permanent Total Disablement	£15,000 £30,000 £30,000	Nil Nil Nil
B8. Legal advice and costs If you suffer death, illness or injury during your trip and decide to take legal action in pursuit of compensation, we will pay for legal costs and additional travel expenses.	£25,000 per policy	£Nil
B9. Domestic Pets If your return journey is delayed we will pay for extra kennel or cattery fees	£20 per 24hrs up to £300	Nil
Optional Winter Sports cover - Your policy can be extended to cover winter sports on payment of an additional premium
B10. Your winter sports equipment In addition to Section B10 we will pay if the ski equipment owned or hired by you, or your ski-pass is lost or damaged. Your winter sports equipment Your single article limit Delayed ski equipment per 24 hours Delayed ski equipment total Loss of ski pass, ski lift pass and ski school fees total Piste closure per 24 hours (lost skiing) Piste closure per 24 hours (additional travel expenses) Piste closure total Avalanche closure	£500 £300 £15 £300 £250 £20 £10 £200 £150	£50 Nil Nil Nil Nil Nil Nil Nil
Golf Cover - This is automatically included onto your travel insurance policy
B11. Golf Equipment In addition to section B11 we will pay if the Golf Equipment owned or hired by you is lost or damaged Your golf equipment Single article limit Hired golf equipment Loss of pre booked green fees Hole in one	£1000 £300 £30 per 24hrs up to £1,000 £75 per 24hrs up to £250 £100	£50 Nil Nil Nil Nil Nil Nil
B12. Catastrophe	£1,000 per policy	£50
B13. Missed Connection	£1,000 per policy	£Nil

		Single Trip		Annual Multi-trip
Golf Guard GTOC		£32.26		£59.52